Life insurance, annuities, long term care and disability income protection are all products you will rely on many years into the future. Stability is the most important factor to consider when entrusting your future with a life insurance company. We write all our life policies with Auto-Owners Life Insurance. Auto-Owners Life Insurance Company is rated A+ (Superior) by AM Best based on their ability to pay claims and remain financially stable in the future.


One of life’s rewards for working hard and saving for a rainy day is achieving financial security. One of life’s realities, however, is the possibility of premature death, leaving financial responsibilities for the loved ones left behind.


Deferred Annuities offer a distinct advantage over typical saving programs. They can offer you an income stream you cannot outlive in retirement, and interest earnings accumulate tax deferred. We can help you provide for your retirement needs with a deferred annuity program.


Long Term Care is the care you receive when you cannot care for yourself because of a physical or cognitive impairment. This care is usually provided either in your home, an assisted living facility, or a nursing home.


People work hard to afford what they enjoy in life and to pay their continuing expenses. Their ability to earn an income is their most valuable asset. If that ability is interrupted because of an accident or sickness, they may find it difficult to maintain their standard of living and impossible to plan for the future. Disability Insurance can provide for that income when such circumstances occur.