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OPTIONAL COVERAGES

• Back-up of Sewer and Sump Pump
• Boats
• Earthquake
• Flood
• Food Spoilage from Power Outage
• Furs
• Golf and Other Sports Equipment
• Identity Theft Expense
• Jewelry
• Personal Computers
• Personal Umbrella Liability
• Snowmobiles

AVAILABLE DISCOUNTS

• 100% Replacement Cost
• Dwellings Under Construction
• Mature Home Owners and Renters
• Multiple Policies
• Premium Paid in Full
• Protection Devices (Smoke Alarms, Deadbolt Locks and Fire Extinguishers)
• Renovated or New Homes
• Seasonal Dwellings